Habitat homebuyers help build their home alongside volunteers, then purchase the home with an affordable mortgage.

To qualify, you’ll need to meet income requirements, show steady employment, and be ready to partner with us throughout the journey to homeownership.

Download an application

Homebuyers are selected based on the following criteria:

Need for Housing

Does your current home have health, safety, or affordability issues? Do you have fewer bedrooms than necessary for the size of your family?
Ability to Pay

Are you free of any collections, delinquencies or bankruptcies? Does your income fall within 40-80% of the area median income for Douglas County? (see table below)
Willing to Partner

Are you willing to contribute 100 hours of sweat equity? Are you willing to participate in education and training programs?

2026 Douglas County Area Median Income Criteria:

Data Table
Household Size	Minimum-Maximum Income
1 person	$29,650-$59,300
2 people	$33,900-$67,800
3 people	$38,100-$76,250
4 people	$42,350-$84,700
5 people	$45,750-$91,500
6 people	$49,150-$98,300
7 people	$52,500-$105,050
8 people	$55,900-$111,850

A decent home gives us the space and stability we need to be healthy, resilient and build the life we choose.

Apply Now

We are pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, sexual orientation, gender identity, handicap, familial status, or national origin.